{"id":13850,"date":"2021-12-06T20:36:22","date_gmt":"2021-12-06T12:36:22","guid":{"rendered":"https:\/\/www.beurlife.com\/?p=13850"},"modified":"2023-12-31T15:03:11","modified_gmt":"2023-12-31T07:03:11","slug":"taishin-richart-digital-bank","status":"publish","type":"post","link":"https:\/\/www.beurlife.com\/2021\/12\/taishin-richart-digital-bank.html","title":{"rendered":"[Richart \u6578\u4f4d\u5e33\u6236] 2024\u5e74\u65b0\u6b0a\u76ca \u65b0\u6236\u7121\u9580\u6abb10\u842c 3.2%\u9ad8\u5229\u6d3b\u5132 + \u820a\u6236\u9580\u6abb\u6301\u5e73"},"content":{"rendered":"<p>\u53f0\u65b0\u7684 Richart \u6578\u4f4d\u5e33\u6236\u7b97\u662f\u6700\u5ee3\u70ba\u4eba\u77e5\u7684\u6578\u4f4d\u5e33\u6236\uff0c\u4e5f\u662f\u6700\u591a\u4eba\u4f7f\u7528\u7684\u6578\u4f4d\u5e33\u6236<strong>\uff0c\u56e0\u70ba Richart APP \u6574\u5408\u6240\u6709\u529f\u80fd\uff0c\u4ecb\u9762\u7c21\u55ae\u6e05\u723d\uff0c\u6df1\u53d7\u8a31\u591a\u4eba\u7684\u559c\u597d<\/strong>\u3002\u96d6\u7136\u8fd1\u5e74\u4f86\u8abf\u6574\u512a\u60e0\u7b56\u7565\uff0c\u63a1\u7528\u65b0\u670b\u53cb(\u65b0\u6236)\u8207\u597d\u670b\u53cb(\u820a\u6236)\u7684\u65b9\u5f0f\u5340\u5225\u512a\u60e0\uff0c\u73fe\u5728\u6d3b\u52d5\u4e5f\u5c55\u5ef6\u5230<strong>2024\u5e74\uff0c\u65b0\u670b\u53cb\u76f4\u63a5\u63d0\u4f9b\u6700\u9ad8 10\u842c 3.2% \u9ad8\u5229\u6d3b\u5132\uff0c\u9084\u6c92\u6709\u958b\u6236\u65b0\u670b\u53cb\u8d95\u5feb\u770b\u904e\u4f86<\/strong><\/p>\n<p>\u6240\u4ee5\u672c\u6587\u91dd\u5c0d <strong>Richart \u6578\u4f4d\u5e33\u6236\u5728 2024\u5e74\u6d3b\u52d5\u6b0a\u76ca\u9032\u884c\u89e3\u6790\uff0c\u544a\u8a34\u4f60\u65b0\u820a\u6d3b\u52d5\u7684\u5dee\u7570\uff0c\u5373\u4f7f\u662f\u820a\u6236\u4e5f\u4e0d\u7528\u64d4\u5fc3\uff0c\u6559\u4f60\u5982\u4f55\u900f\u904e Richart \u5916\u5e63\u5e33\u6236\u6216\u57fa\u91d1\u6295\u8cc7\u7684\u512a\u52e2\uff0c\u7c21\u55ae\u9054\u5230\u9580\u6abb<\/strong>\uff0c\u9806\u5229\u7372\u5f97 30\u842c 1.3% \u7684\u9ad8\u5229\u6d3b\u5132<\/p>\n<p><!--more--><\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-19701 size-full\" src=\"https:\/\/www.beurlife.com\/wp-content\/uploads\/2021\/12\/TaiShin-Richart-digital-bank-title-2024.png\" alt=\"\u53f0\u65b0\u9280\u884c Richart \u6578\u4f4d\u5e33\u6236 2024\u5e74\u6700\u65b0\u6d3b\u52d5\u6b0a\u76ca\u89e3\u6790 \u65b0\u6236\u514d\u9580\u6abb\u4eab 3.2% 10\u842c\u9ad8\u6d3b\u5b58\u5229\u7387\" width=\"1200\" height=\"559\" srcset=\"https:\/\/www.beurlife.com\/wp-content\/uploads\/2021\/12\/TaiShin-Richart-digital-bank-title-2024.png 1200w, https:\/\/www.beurlife.com\/wp-content\/uploads\/2021\/12\/TaiShin-Richart-digital-bank-title-2024-300x140.png 300w, https:\/\/www.beurlife.com\/wp-content\/uploads\/2021\/12\/TaiShin-Richart-digital-bank-title-2024-1024x477.png 1024w, https:\/\/www.beurlife.com\/wp-content\/uploads\/2021\/12\/TaiShin-Richart-digital-bank-title-2024-768x358.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<h2>\u53f0\u65b0 Richart \u6578\u4f4d\u5e33\u6236\u512a\u52e2<\/h2>\n<p>\u70ba\u4ec0\u9ebc Richart \u6578\u4f4d\u5e33\u6236\u6703\u9019\u9ebc\u53d7\u6b61\u8fce\uff0c\u53ef\u4ee5\u6210\u70ba\u53f0\u7063 No1 \u7684\u6578\u4f4d\u5e33\u6236\u5462\uff1f\u9664\u4e86 APP \u4ecb\u9762\u6e05\u723d\u7c21\u55ae\uff0c\u500b\u4eba\u89ba\u5f97 <strong>Richart \u73fe\u5728\u5df2\u7d93\u8b8a\u6210\u50cf 7-11 \u4e00\u6a23\u7684\u91d1\u878d\u8d85\u5e02\uff0c\u628a\u6240\u6709\u7684\u670d\u52d9\u90fd\u6574\u5408\u5728\u5c0f\u5c0f\u7684 APP \u4e4b\u4e2d<\/strong>\uff0c\u6240\u4ee5\u4efb\u4f55\u4f60\u60f3\u5230\u7684\u670d\u52d9\u90fd\u53ef\u4ee5\u88ab\u6eff\u8db3\uff0c\u90a3 Richart \u6709\u4ec0\u9ebc\u7279\u8272\u548c\u512a\u52e2\u5462\uff1f<\/p>\n<ul>\n<li><strong>\u8cc7\u91d1\u66ab\u5b58\u5340<\/strong>\uff1a\u63d0\u4f9b\u4f60\u6700\u9ad8 10\u842c 3.2% \u7684\u9ad8\u5229\u7387\u6d3b\u5132\uff0c\u6bcf\u6708\u7d66\u606f\u30011\u5143\u5c31\u8a08\u606f\uff0c\u8b93\u4f60\u8cc7\u91d1\u53ef\u4ee5\u66ab\u6642\u505c\u6cca\uff0c<i class='fas fa-exclamation-circle' style='color: orange;'><\/i> \u65b0\u7684\u6d3b\u52d5\u4e0d\u518d\u8207<strong>\u53f0\u65b0\u6d3b\u671f\u5132\u6b3e\u5229\u7387\u9023\u52d5\uff0c\u6240\u4ee5\u5982\u679c\u592e\u884c\u5229\u7387\u6709\u8b8a\u52d5\uff0c\u662f\u4e0d\u6703\u96a8\u4e4b\u8abf\u6574\u7684\u54e6\uff01\u4f46 3.2% \u7684\u5229\u7387\u5df2\u7d93\u7b97\u662f\u5f88\u9ad8\uff0c\u5728\u4f30\u8a08\u53f0\u7063\u5347\u606f\u7684\u6a5f\u6703\u4e5f\u4e0d\u9ad8<\/strong><\/li>\n<li><strong>\u96a8\u6642\u7528\u9322\/\u5b58\u9322\u90fd\u6c92\u554f\u984c<\/strong>\uff1a\u5168\u53f0\u7063\u8d85\u904e 3800\u53f0\u7684 ATM\uff0c\u662f<strong>\u5168\u53f0\u7b2c3\u591a\u7684ATM\u88dd\u8a2d\u9280\u884c<\/strong>\uff0c\u96a8\u6642\u53ef\u4ee5\u9032\u884c\u8cc7\u91d1\u7684\u63d0\u9818\u8207\u5b58\u6b3e<\/li>\n<li><strong>\u4fe1\u7528\u5361\u597d\u5925\u4f34<\/strong>\uff1a\u6574\u5408<a href=\"https:\/\/www.beurlife.com\/2016\/03\/2016-35-gogo.html\">\u53f0\u65b0 GoGo\u5361<\/a>\u3001<a href=\"https:\/\/www.beurlife.com\/2018\/12\/flygo-credit-card-high-foreign-rebate.html\">FlyGo\u5361\u4fe1\u7528\u5361<\/a>\uff0c\u900f\u904e Richart \u5e33\u6236\u6263\u6b3e\uff0c\u63d0\u4f9b\u6700\u9ad8\u7372\u5f97 5% \u73fe\u91d1\u56de\u994b\uff0c\u6eff\u8db3\u7db2\u8cfc\u3001\u884c\u52d5\u652f\u4ed8\u3001\u4e2d\u6cb9\u52a0\u6cb9\u7b49\u4fe1\u7528\u5361\u6d88\u8cbb<\/li>\n<li><strong>\u5916\u5e63\u8cb7\u8ce3\u7c21\u55ae\u5feb\u6377<\/strong>\uff1a\u900f\u904e\u532f\u7387\u5230\u50f9\u901a\u77e5\u3001\u8fd1\u671f\u6700\u4f4e\/\u9ad8\u50f9\u532f\u50f9\u63d0\u9192\u3001ATM \u76f4\u63a5\u63d0\u4f9b\u5916\u5e63\u624b\u7e8c\u8cbb\u56fa\u5b9a 100\u5143\u7684\u512a\u9ede\uff0c\u8b93\u4f60\u5916\u5e63\u8cb7\u8ce3\u4e5f\u4e0d\u662f\u554f\u984c<\/li>\n<li><strong>\u57fa\u91d1\u6295\u8cc7\u9580\u6abb\u4f4e<\/strong>\uff1a10\u5143\u62161\u7f8e\u5143\u5c31\u53ef\u4ee5\u958b\u59cb\u6295\u8cc7\u57fa\u91d1\uff0c\u6295\u8cc7\u7d44\u5408\u81ea\u52d5\u63a8\u85a6\uff0c\u9023 ETF\u3001\u7f8e\u80a1\u90fd\u53ef\u4ee5\u9032\u884c\u8cfc\u8cb7<\/li>\n<li><strong>\u4fdd\u96aa\u4e5f\u6709\u7684\u8cb7<\/strong>\uff1a\u4e0d\u8ad6\u662f\u58fd\u96aa\u7684\u5e74\u91d1\u96aa\u6216\u662f\u7522\u96aa\u7684\u6a5f\u8eca\/\u6c7d\u8eca\u5f37\u5236\u96aa\uff0c\u90fd\u53ef\u4ee5\u4e00\u6b21\u8cfc\u8db3<\/li>\n<li><strong>\u8cb8\u6b3e\u4e0d\u7528\u6015\u5c37\u5c2c<\/strong>\uff1a\u7dda\u4e0a\u5c31\u53ef\u4ee5\u8fa6\u8cb8\u6b3e\uff0c\u4e0d\u8ad6\u662f\u4fe1\u8cb8\u3001\u8eca\u8cb8\u90fd\u53ef\u4ee5\u6709\u9078<\/li>\n<\/ul>\n<p><i class='fas fa-landmark'><\/i> \u53f0\u65b0\u9280\u884c\u5b98\u7db2\uff1a<a href=\"https:\/\/lihi3.com\/0t8Ca\" rel=\"noopener sponsored\" target=\"_blank\" class=\"cardStyle\">Money101\u00d7Richart\u958b\u6236\u9023\u7d50<\/a> (\u900f\u904e\u6b64\u9023\u7d50\u958b\u7acbRichart\u5e33\u6236\u5f8c\u767b\u5165\u4eab100+200\u5143\u7528\u6236\u79ae+\u5373\u4eab\u5238\uff0c\u52302024\u5e74\u4e2d\u518d\u4eab10\u842c3.2%\u6d3b\u5132\u5229\u7387 ~2024\/6\/30)<\/p>\n<h2>\u53f0\u65b0 Richart \u6578\u4f4d\u5e33\u6236 2024\u5e74\u6d3b\u5132\u6b0a\u76ca (2024\/1\/2~ 2024\/7\/1)<\/h2>\n<p><i class='fas fa-landmark'><\/i> Richart \u5b98\u7db2\uff1a<a href=\"https:\/\/richart.tw\/TSDIB_RichartWeb\/discount\/discount-details?discount=40\" target=\"_blank\" rel=\"noopener\">\u6700\u65b0\u6d3b\u52d5\u5167\u5bb9<\/a><\/p>\n<p>\u90a32024\u5e74\u7684 Richart \u7684\u6b0a\u76ca\u6709\u4ec0\u9ebc\u8b8a\u5316\u4e86\uff0c\u70ba\u4e86\u8b93\u5927\u5bb6\u53ef\u4ee5\u4e00\u76ee\u77ad\u7136\uff0c\u6240\u4ee5\u5e6b\u5fd9\u6574\u7406\u5982\u4e0b\u8868\uff0c\u9019\u6a23\u5b50\u61c9\u8a72\u53ef\u4ee5\u5f88\u6e05\u695a\u7684\u770b\u51fa\u5dee\u7570\uff1a<\/p>\n<div class=\"table-outter\">\n<p><i class=\"fas fa-angle-double-left\"><\/i> \u624b\u6a5f\u7248\u9762\u6642\uff0c\u8868\u683c\u53ef\u5de6\u53f3\u6ed1\u52d5 <i class=\"fas fa-angle-double-right\"><\/i><\/p>\n<table class=\"table-scroll\" width=\"100%\" cellspacing=\"0\">\n<tbody>\n<tr>\n<th scope=\"col\" width=\"22%\">Richart \u6b0a\u76ca<\/th>\n<th scope=\"col\" width=\"26%\">2024\u5e74\u4e0a\u534a\u5e74<\/th>\n<th scope=\"col\" width=\"26%\">2023\u5e74\u4e0b\u534a\u5e74<\/th>\n<th scope=\"col\" width=\"26%\">2023\u5e74\u4e0a\u534a\u5e74<\/th>\n<\/tr>\n<tr>\n<td>\u65b0\u670b\u53cb\u6d3b\u5132\u984d\u5ea6<\/td>\n<td class=\"jright\">10\u842c<\/td>\n<td class=\"jright\">10\u842c<\/td>\n<td class=\"jright\">10\u842c<\/td>\n<\/tr>\n<tr>\n<td>\u65b0\u670b\u53cb\u6d3b\u5132\u5229\u7387<br \/>\n(\u65b0\u6236)<\/td>\n<td class=\"jright\"><i class='fas fa-check-circle' style='color: green;'><\/i> 3.2%<\/td>\n<td class=\"jright\"><i class='fas fa-check-circle' style='color: green;'><\/i> 3.2%<\/td>\n<td class=\"jright\"><i class='fas fa-check-circle' style='color: green;'><\/i> 3.2%<br \/>\n(+0.475%)<\/td>\n<\/tr>\n<tr>\n<td>\u65b0\u670b\u53cb\u9580\u6abb<br \/>\n(\u65b0\u6236)<\/td>\n<td class=\"jright\">(2023\/12\/1 \u5f8c\u958b\u6236)<br \/>\n<i class='fas fa-check-circle' style='color: green;'><\/i> \u7121\u9580\u6abb<\/td>\n<td class=\"jright\">(2023\/6\/1 \u5f8c\u958b\u6236)<br \/>\n<i class='fas fa-check-circle' style='color: green;'><\/i> \u7121\u9580\u6abb<\/td>\n<td class=\"jright\">(2022\/12\/1 \u5f8c\u958b\u6236)<br \/>\n<i class='fas fa-check-circle' style='color: green;'><\/i> \u7121\u9580\u6abb<\/td>\n<\/tr>\n<tr>\n<td>\u597d\u670b\u53cb\u6d3b\u5132\u984d\u5ea6<\/td>\n<td class=\"jright\">30\u842c<\/td>\n<td class=\"jright\">30\u842c<\/td>\n<td class=\"jright\">30\u842c<\/td>\n<\/tr>\n<tr>\n<td>\u597d\u670b\u53cb\u6d3b\u5132\u5229\u7387<br \/>\n(\u820a\u6236)<\/td>\n<td class=\"jright\">1.3%<\/td>\n<td class=\"jright\">1.3%<\/td>\n<td class=\"jright\">1.3%<br \/>\n(+0.115%)<\/td>\n<\/tr>\n<tr>\n<td>\u597d\u670b\u53cb\u9580\u6abb<br \/>\n(\u820a\u6236)<\/td>\n<td class=\"jright\">(2023\/11\/30 \u524d\u958b\u6236)<br \/>\n1) \u7f8e\u5143\u6d3b\u5b58 2,000\u5143\u4ee5\u4e0a<br \/>\n2) \u4eba\u6c11\u5e63\u6d3b\u5b58 12,000\u4ee5\u4e0a<br \/>\n3) \u6301\u6709\u6216\u958b\u7acb\u53f0\u65b0\u8b49\u5238\u4ea4\u5272\u6236(\u53f0\u65b0\u8b49\u5238\u7f50)\u8005<br \/>\n4) <span style=\"color: #0000ff;\">\u5c07Richart\u65b0\u81fa\u5e63\u6d3b\u671f\u5132\u84c4\u5b58\u6b3e\u5e33\u6236\u8a2d\u5b9a\u70ba\u5099\u7528\u91d1\u6388\u6b0a\u6263\u6b3e\u5e33\u6236<\/span><br \/>\n(<strong>4\u90781<\/strong>)<\/td>\n<td class=\"jright\">(2023\/5\/31 \u524d\u958b\u6236)<br \/>\n1) \u7f8e\u5143\u6d3b\u5b58 2,000\u5143\u4ee5\u4e0a<br \/>\n2) \u4eba\u6c11\u5e63\u6d3b\u5b58 12,000\u4ee5\u4e0a<br \/>\n3) \u6301\u6709\u6216\u958b\u7acb\u53f0\u65b0\u8b49\u5238\u4ea4\u5272\u6236(\u53f0\u65b0\u8b49\u5238\u7f50)\u8005<br \/>\n4) \u5b8c\u6210\u5916\u5e63\u532f\u51fa\u532f\u6b3e<br \/>\n5) \u5916\u5e63\u5e33\u6236\u5b8c\u6210\u5916\u532f\u6536\u6b3e<br \/>\n(<strong>5\u90781<\/strong>)<\/td>\n<td class=\"jright\">(2022\/11\/30 \u524d\u958b\u6236)<br \/>\n1) \u7f8e\u5143\u6d3b\u5b58 2,000\u5143\u4ee5\u4e0a<br \/>\n2) \u4eba\u6c11\u5e63\u6d3b\u5b58 12,000\u4ee5\u4e0a<br \/>\n3) \u6301\u6709\u6216\u958b\u7acb\u53f0\u65b0\u8b49\u5238\u4ea4\u5272\u6236(\u53f0\u65b0\u8b49\u5238\u7f50)\u8005<br \/>\n(<strong>3\u90781<\/strong>)<\/td>\n<\/tr>\n<tr>\n<td>\u8de8\u63d0\u8de8\u8f49<\/td>\n<td class=\"jright\">\u8de8\u63d0 5\u6b21\/\u6708<br \/>\n\u8de8\u8f49 5\u6b21\/\u6708<\/td>\n<td class=\"jright\">\u8de8\u63d0 5\u6b21\/\u6708<br \/>\n\u8de8\u8f49 5\u6b21\/\u6708<\/td>\n<td class=\"jright\">\u8de8\u63d0 5\u6b21\/\u6708<br \/>\n\u8de8\u8f49 5\u6b21\/\u6708<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><\/div>\n<h3>2024\u5e74\u65b0\u6236\u7121\u9580\u6abb 10\u842c 3.2% \u9ad8\u5229\u6d3b\u5132<\/h3>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-19702\" src=\"https:\/\/www.beurlife.com\/wp-content\/uploads\/2021\/12\/Richart-digital-account-new-2024H1.png\" alt=\"\u53f0\u65b0 Richart \u6578\u4f4d\u5e33\u6236 2024\u5e74 \u65b0\u6236\u5c08\u5c6c3.2%\u5229\u7387\u512a\u60e0\" width=\"600\" height=\"452\" srcset=\"https:\/\/www.beurlife.com\/wp-content\/uploads\/2021\/12\/Richart-digital-account-new-2024H1.png 600w, https:\/\/www.beurlife.com\/wp-content\/uploads\/2021\/12\/Richart-digital-account-new-2024H1-300x226.png 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<p>\u5982\u679c\u4f60\u9084\u6c92\u6709\u958b\u7acb Richart \u5e33\u6236\uff0c\u90a3<strong>\u53ea\u8981\u4f60\u662f\u5728 2023\/11\/1 \u4e4b\u5f8c\u958b\u7acb\uff0c\u90a3\u5f9e 2024\/1\/2 ~ 2024\/7\/1 \u4e4b\u9593\uff0c\u6c92\u6709\u4efb\u4f55\u9580\u6abb\uff0c\u5c31\u53ef\u4ee5\u76f4\u63a5\u7372\u5f97 10\u842c\u5167 3.2%\u7684\u6d3b\u5132\u5229\u7387<\/strong>\uff0c\u6c92\u6709\u770b\u932f\uff01\u5c31\u662f 3.2% \u7684\u5229\u7387\uff0c\u4f9d\u76ee\u524d\u60c5\u6cc1\u662f\u6578\u4f4d\u5e33\u6236\u4e2d\u524d\u5e7e\u9ad8\u6d3b\u5132\u5229\u7387<\/p>\n<p>\u4f46\u6bd4\u8f03\u53ef\u60dc\u7684\u662f\uff0c\u904e\u53bb Richart \u5e33\u6236\u90fd\u7d66\u4e88 30\u842c\u7684\u984d\u5ea6\uff0c\u4f46\u5f9e 2023\u5e74\u958b\u59cb\uff0c\u984d\u5ea6\u5f9e 30\u842c\u4e0b\u4fee\u81f3 10\u842c\u5143\uff0c\u6240\u4ee5\u591a\u51fa\u4f86\u7684\u91d1\u984d\u53c8\u8981\u518d\u627e\u5176\u4ed6\u6578\u4f4d\u6236\u9078\u64c7\u3002\u53e6\u5916\u4e00\u500b\u6539\u5f97\u6bd4\u8f03\u4e0d\u4f73\u5730\u65b9\u662f\uff0c\u73fe\u5728\u6d3b\u52d5\u63a1\u7528\u56fa\u5b9a\u5229\u7387\u65b9\u5f0f\uff0c\u4e0d\u518d\u50cf 2022\u5e749\u6708\u4e2d\u4e4b\u524d\u63a1\u7528\u6d3b\u671f\u5132\u84c4\u5b58\u6b3e\u724c\u544a\u5229\u7387 + \u52a0\u78bc\u7684\u65b9\u5f0f\uff0c\u4f46\u76ee\u524d\u7f8e\u570b\u5df2\u7d93\u505c\u6b62\u5347\u606f\uff0c\u6240\u4ee5\u53f0\u7063\u518d\u6301\u7e8c\u5347\u606f\u7684\u6a5f\u6703\u4e0d\u9ad8<\/p>\n<p>\u96d6\u7136\u6a19\u984c\u662f\u4e0b\u7121\u9580\u6abb\uff0c\u4f46\u5176\u5be6 Richart \u9084\u662f\u6709\u4e00\u500b\u8d85\u7c21\u55ae\u7684\u9580\u6abb\uff1a\u90a3\u5c31\u662f\u7576\u6708\u6bcf\u65e5\u9918\u984d\u90fd\u8981\u5927\u65bc1\u5143\uff0c\u7c21\u55ae\u4f86\u8aaa\u5c31\u662f\u628a\u9322\u8f49\u9032\u53bb Richart \u4e0d\u8981\u9818\u51fa\u4f86\u5c31\u9054\u6a19\uff0c\u5728\u4e0b\u500b\u6708\u4eab\u6709 3.2% \u7684\u5229\u7387\u3002<i class='fas fa-times-circle' style='color: red;'><\/i> <span style=\"color: #ff0000;\"><strong>\u6240\u4ee5\u8acb\u5927\u5bb6\u4e0d\u8981\u628a\u5e33\u6236\u5167\u7684\u9322\u5168\u90e8\u8f49\u8d70\uff0c\u8b8a\u6210\u96f6\u5143\u8d85\u904e1\u5929\u4ee5\u4e0a\uff0c\u9019\u6a23\u5b50\u5c31\u6703\u4e0d\u7b26\u5408\u689d\u4ef6\u4e86\u54e6<\/strong><\/span>\uff01<\/p>\n<blockquote><p>\u65b0\u670b\u53cb\u4efb\u52d9(\u81fa\u5e63\u5b58\u6eff\u984d)\uff1a\u5c08\u6848\u671f\u9593\u7b26\u5408Richart\u65b0\u81fa\u5e63\u6d3b\u671f\u5132\u84c4\u5b58\u6b3e\u5e33\u6236\u65e5\u7d42\u9918\u984d\u5927\u65bc\u65b0\u81fa\u5e631\u5143(\u542b)\uff0c\u5247\u53ef\u65bc\u7b26\u5408\u689d\u4ef6\u4e4b\u6b21\u4e8c\u500b\u71df\u696d\u65e5\u81f3\u6b21\u4e8c\u500b\u6708\u7b2c\u4e00\u500b\u71df\u696d\u65e5\u6b62(\u622a\u6b62\u65e5)\uff0c\u4eab\u6709\u65b0\u81fa\u5e6310\u842c\u5143(\u542b)\u4ee5\u5167\u56fa\u5b9a\u5e74\u5229\u73873.2%\uff1b\u82e5\u672a\u7b26\u5408\u6d3b\u52d5\u689d\u4ef6\u6216\u8d85\u904e\u9650\u984d\u90e8\u5206\uff0c\u5247\u9069\u7528\u5e74\u5229\u7387\u70ba\u53f0\u65b0\u9280\u884c\u65b0\u81fa\u5e63\u6d3b\u671f\u5132\u84c4\u5b58\u6b3e\u724c\u544a\u5229\u7387\u3002\u65b0\u81fa\u5e63\u5b58\u6eff\u984d\u9996\u6b21\u6aa2\u6838\u65e5\u671f\u70ba2023\u5e7412\u670828\u65e5\uff0c\u7b26\u5408\u8cc7\u683c\u8005\u5c07\u65bc2024\u5e741\u67082\u65e5\u8d77\u4eab\u6709\u9650\u984d\u5167\u56fa\u5b9a\u5e74\u5229\u73873.2%\u3002\u82e5\u6bcf\u6708\u7686\u7b26\u5408\u8cc7\u683c\uff0c\u6700\u9577\u53ef\u9023\u7e8c\u4eab\u6709\u9650\u984d\u5167\u56fa\u5b9a\u5e74\u5229\u73873.2%\u81f32024\u5e747\u67081\u65e5(\u542b)<\/p><\/blockquote>\n<h3>\u96e3\u5ea6\u518d\u964d\u4f4e \u514d2\u842c\u5143ACH\u8981\u6c42<\/h3>\n<p>2022\u5e74\u4e4b\u5f8c\u6b0a\u76ca\u66f4\u52d5\u540c\u6642<strong>\u53d6\u6d88\u4e86\u6bcf\u500b\u6708 2\u842c\u5143 ACH\u7684\u8981\u6c42\uff0c\u6240\u4ee5\u5728 Richart \u7684\u4f7f\u7528\u4e0a\u66f4\u70ba\u7c21\u55ae\uff0c\u4f60\u53ef\u4ee5\u76f4\u63a5\u4e00\u6b21\u6027\u7684\u5b58\u6eff 10\u842c\u5143\uff0c\u6216\u662f\u96a8\u8457\u81ea\u5df1\u7684\u9700\u6c42\u624b\u52d5\u8f49\u5e33\u81f3 Richart \u5e33\u6236\u5373\u53ef<\/strong>\uff0c\u4e0d\u7528\u518d\u88ab\u8981\u6c42\u6bcf\u6708\u90fd\u8981\u9054\u5230 2\u842c\u5143\u7684\u8f49\u5e33<\/p>\n<p>\u4e0d\u904e\u5982\u679c\u4f60\u8f49\u51fa\u7684\u5e33\u6236\u6c92\u6709\u514d\u8cbb\u8de8\u8f49\u624b\u7e8c\u8cbb\u7684\u8a71\uff0c\u90a3\u500b\u4eba\u9084\u662f\u633a\u63a8\u85a6\u4f60\u53ef\u4ee5\u5229\u7528 Richart \u5e33\u6236\u7684 ACH \u7279\u9ede\uff0c\u6240\u8b02\u7684 ACH \u662f\u6307\u5a92\u9ad4\u4ea4\u63db\u81ea\u52d5\u8f49\u5e33\u696d\u52d9\uff0c\u4e5f\u5c31\u662f\u4f60\u53ef\u4ee5\u8a2d\u5b9a\u5f9e\u67d0\u9280\u884c\uff0c\u6bcf\u500b\u6708\u56fa\u5b9a\u6642\u9593\u8f49\u56fa\u5b9a\u91d1\u984d\u5230 Richart \u5e33\u6236\uff0c\u91cd\u9ede\u662f\uff01<i class='fas fa-check-circle' style='color: green;'><\/i> <strong>\u900f\u904e ACH \u8f49\u5e33\u662f\u514d\u624b\u7e8c\u8cbb\uff0c\u76ee\u524d\u4e00\u500b\u6708\u67093\u500b\u6642\u9593\u9ede (12\u65e5\u300118\u65e5\u300128\u65e5)<\/strong>\uff0c\u4f8b\u5982\u4f60\u6bcf\u500b\u6708\u767c\u85aa\u6c34\u662f 10\u865f\uff0c\u90a3\u4f60\u5c31\u53ef\u4ee5\u8a2d\u5b9a 12\u65e5 ACH \u8f49\u5e33\u81f3\u4f60\u7684 Richart \u5e33\u6236\uff0c\u4e0d\u7528\u624b\u7e8c\u8cbb\uff0c\u73fe\u5728\u4e5f\u6c92\u6709 2\u842c\u5143\u7684\u9650\u5236\uff0c\u5c31\u80fd\u9748\u6d3b\u904b\u7528 ~<\/p>\n<p><i class='fas fa-landmark'><\/i> \u53f0\u65b0\u9280\u884c\u5b98\u7db2\uff1a<a href=\"https:\/\/lihi3.com\/0t8Ca\" rel=\"noopener sponsored\" target=\"_blank\" class=\"cardStyle\">Money101\u00d7Richart\u958b\u6236\u9023\u7d50<\/a> (\u900f\u904e\u6b64\u9023\u7d50\u958b\u7acbRichart\u5e33\u6236\u5f8c\u767b\u5165\u4eab100+200\u5143\u7528\u6236\u79ae+\u5373\u4eab\u5238\uff0c\u52302024\u5e74\u4e2d\u518d\u4eab10\u842c3.2%\u6d3b\u5132\u5229\u7387 ~2024\/6\/30)<\/p>\n<h3>\u820a\u6236\u6d3b\u5132\u5229\u7387 1.3% \u984d\u5ea6\u7dad\u6301 30\u842c<\/h3>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-19703\" src=\"https:\/\/www.beurlife.com\/wp-content\/uploads\/2021\/12\/Richart-digital-account-old-2024H1.png\" alt=\"\u53f0\u65b0\u9280\u884c Richart \u6578\u4f4d\u5e33\u6236 2024\u5e74\u820a\u6236\u5c08\u5c6c 1.3%\u5229\u7387\u512a\u60e0 \u984d\u5ea6 30\u842c\" width=\"600\" height=\"398\" srcset=\"https:\/\/www.beurlife.com\/wp-content\/uploads\/2021\/12\/Richart-digital-account-old-2024H1.png 600w, https:\/\/www.beurlife.com\/wp-content\/uploads\/2021\/12\/Richart-digital-account-old-2024H1-300x199.png 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<p>\u5927\u653e\u9001\u7684\u6642\u9593\u9ede\u5df2\u7d93\u904e\u53bb\uff0c\u96a8\u8457\u8a31\u591a\u6578\u4f4d\u5e33\u6236\u9280\u884c\u6b0a\u76ca\u90fd\u958b\u59cb\u5340\u5206\u65b0\u820a\u6236\uff0c\u820a\u6236\u8981\u62ff\u5230\u9ad8\u5229\u7387\u4e0d\u5bb9\u6613\u3002<strong>\u5982\u679c\u4f60\u662f\u820a\u6236 (\u5373\u5728 2023\/11\/30 \u542b\u4e4b\u524d\u958b\u7acb\u8005)\uff0c\u5f9e 2023\/1\/2 \u958b\u59cb\u4f60\u7684 Richart \u6d3b\u5132\u5229\u7387\u6703\u8abf\u6574\u70ba\u6700\u9ad8 1.3% (\u82072023\u5e74\u820a\u6236\u4e00\u81f4)\uff0c\u4f46\u984d\u5ea6\u6301\u7e8c\u7dad\u6301 30\u842c\u7684\u984d\u5ea6\u4e26\u4e14\u964d\u4f4e\u9580\u6abb<\/strong>\uff01<\/p>\n<p>\u9019\u500b\u7b97\u662f\u5f88\u5927\u512a\u52e2\uff0c\u56e0\u6b64\u8a31\u591a\u6578\u4f4d\u5e33\u6236\u96d6\u7136\u6709\u9ad8\u5229\u7387\u6d3b\u5132\uff0c\u4f46\u984d\u5ea6\u53ea\u6709 5\u842c\u300110\u842c\u621612\u842c\uff0c\u6709\u6642\u5019\u7528\u8d77\u4f86\u4e26\u4e0d\u662f\u9019\u9ebc\u65b9\u4fbf\uff0c\u9020\u6210\u4f60\u9700\u8981\u958b\u7acb\u591a\u500b\u6578\u4f4d\u5e33\u6236\uff0c\u4e00\u9ede\u9322\u653e\u5728 A \u5e33\u6236\uff0c\u4e00\u4e9b\u9322\u653e\u5728 B \u5e33\u6236\uff0c\u7ba1\u7406\u8d77\u4f86\u53cd\u800c\u4e0d\u9806\u624b\uff0c\u5728\u9019\u500b\u90e8\u4efd Richart \u4ecd\u4fdd\u6709 30\u842c\u7684\u984d\u5ea6\uff0c\u5c0d\u65bc\u4e00\u822c\u7684\u5c0f\u8cc7\u65cf\u800c\u8a00\uff0c\u9019\u500b\u984d\u5ea6\u7b97\u662f\u5f88\u597d\u7528<\/p>\n<p>\u4f46\u53ef\u60dc\u7684\u662f 1.3% \u7684\u5229\u7387\u5728 2023\u5e74\u770b\u8d77\u4f86\u4e26\u4e0d\u512a\uff0c\u56e0\u70ba\u5b9a\u5b58\u5229\u7387\u5df2\u7d93\u9ad8\u65bc\u9019\u500b\u5229\u7387\uff0c\u800c\u4e14<strong>\u73fe\u5728\u9060\u6771\u7684 Bankee \u5e33\u6236\u5728\u5e7e\u6b21\u5347\u606f\u4e4b\u5f8c\uff0c\u5df2\u7d93\u63d0\u4f9b 1.31% \u7121\u4e0a\u9650\u7684\u6d3b\u5b58\uff0c\u9084\u6bd4 Richart \u820a\u6236\u9ad8\u51fa 0.01%<\/strong>\uff0c\u9084\u4e0d\u9700\u8981\u89e3\u4efb\u52d9\uff0c\u6240\u4ee5\u5efa\u8b70\u820a\u6236\u4e5f\u53ef\u4ee5\u8003\u91cf\u9078\u64c7 Bankee \u5e33\u6236\u54e6\uff01<\/p>\n<p><i class='fas fa-external-link-alt'><\/i> \u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/www.beurlife.com\/2022\/05\/bankee-digital-bank-pros-cons.html\">[Bankee \u6578\u4f4d\u5e33\u6236] \u5b58\u6b3e\u5927\u6236\u9996\u9078 1.31% \u7121\u4e0a\u9650\u6d3b\u5b58 + 2.6% \u63a8\u85a6\u512a\u60e0<\/a><\/p>\n<h3>\u820a\u6236\u9700\u6709\u5916\u5e63\u6216\u8b49\u5238\u6236 \u5df2\u6709\u5916\u5e63\u5b58\u6b3e\u53ef\u4ee5\u76f4\u63a5\u6eff\u8db3\u9580\u6abb<\/h3>\n<p>\u90a3\u820a\u6236\u9700\u8981\u6eff\u8db3\u4ec0\u9ebc\u689d\u4ef6\u624d\u53ef\u4ee5\u6709 1.3% \u5229\u7387\u5462\uff1f\u5728<strong>\u53d6\u6d88 ACH 2\u842c\u8981\u6c42\u5f8c\uff0c\u4ecd\u4fdd\u7559\u5916\u5e63\u6d3b\u5b58\u9580\u6abb(\u7f8e\u91d1\u3001\u4eba\u6c11\u5e63)\uff0c\u9664\u4e86 2,000\u5143\u7f8e\u91d1\u6d3b\u5b58\u5916\uff0c\u4ea6\u53ef\u4ee5\u9078\u64c7 12,000\u5143\u4eba\u6c11\u5e63\u6d3b\u5b58<\/strong>\uff0c\u6216\u662f\u5728 2023\u5e74\u4e0b\u534a\u5e74\u65b0\u589e\u53ea\u8981\u900f\u904e\u5916\u5e63\u5e33\u6236\u532f\u6b3e\u6216\u6536\u6b3e\u4ea6\u53ef\u4ee5\u6eff\u8db3(<i class='fas fa-exclamation-circle' style='color: orange;'><\/i> \u5916\u5e63\u532f\u51fa\u662f\u6703\u88ab\u6536\u53d6\u624b\u7e8c\u8cbb)\u3002\u5982\u679c\u4f60\u89ba\u5f97\u5916\u5e63\u9580\u6abb\u4e5f\u6709\u9ede\u9ad8\uff0c\u9084\u6709\u66f4\u7c21\u55ae\u7684\u4f5c\u6cd5\uff0c\u90a3\u5c31\u662f\u958b\u7acb\/\u6301\u6709\u53f0\u65b0\u8b49\u5238\u4ea4\u5272\u6236(\u53f0\u65b0\u8b49\u5238\u7f50)\uff0c\u4e0d\u9700\u8981\u4ea4\u6613\u5c31\u53ef\u4ee5\u76f4\u63a5\u6eff\u8db3\u689d\u4ef6\u54e6<strong>\uff0c\u540c\u6a23\u4e5f\u53ef\u4ee5\u7372\u5f97 1.3% \u6d3b\u5132\u5229\u7387<\/strong><\/p>\n<blockquote><p><i class='fas fa-check-circle' style='color: green;'><\/i> \u56db\u9078\u4e00\u5373\u6eff\u8db3\u689d\u4ef6<br \/>\n1) \u7f8e\u5143\u6d3b\u5b58 2,000\u5143\u4ee5\u4e0a<br \/>\n2) \u4eba\u6c11\u5e63\u6d3b\u5b58 12,000\u5143\u4ee5\u4e0a<br \/>\n3) \u958b\u7acb\/\u6301\u6709\u53f0\u65b0\u8b49\u5238\u4ea4\u5272\u6236(\u53f0\u65b0\u8b49\u5238\u7f50)<br \/>\n4) \u5c07Richart\u65b0\u81fa\u5e63\u6d3b\u671f\u5132\u84c4\u5b58\u6b3e\u5e33\u6236\u8a2d\u5b9a\u70ba\u5099\u7528\u91d1\u6388\u6b0a\u6263\u6b3e\u5e33\u6236 (<span style=\"color: #0000ff;\">2024\u5e74\u65b0\u589e<\/span>)<br \/>\n2024\u5e74\u522a\u9664\u4e0b\u5217\u4e8c\u500b\u689d\u4ef6<br \/>\n<del>4) \u5b8c\u6210\u5916\u5e63\u532f\u51fa\u532f\u6b3e (\u9650\u975e\u53f0\u65b0\u9280\u884c\u5e33\u6236)<br \/>\n5) \u5916\u5e63\u5e33\u6236\u5b8c\u6210\u5916\u532f\u6536\u6b3e<\/del><\/p><\/blockquote>\n<p>\u4f46\u5982\u679c\u4f60\u662f2023\u4e0b\u534a\u5e74\u5ea6\u5df2\u7d93\u5b58\u6eff 2000\u5143\u7f8e\u91d1\u4ee5\u4e0a\u5916\u5e63\uff0c\u90a3\u606d\u559c\u4f60\uff0c\u56e0\u70ba\u5728 2023\u5e74\u4e0b\u534a\u5e74\u4f60\u5c31\u53ef\u4ee5\u76f4\u63a5\u6eff\u8db3\u9ad8\u5229\u6d3b\u5132\u7684\u9580\u6abb\uff0c\u4e0d\u9700\u8981\u518d\u984d\u5916\u65b0\u5b58\u5916\u5e63\u54e6 ~ \u7576\u7136\uff0c\u540c\u6a23\u4e5f\u6c92\u6709\u6bcf\u500b\u6708 ACH \u7684\u8981\u6c42\uff0c\u6574\u500b\u6d3b\u52d5\u7c21\u5316\u8a31\u591a\uff0c\u4e0d\u9700\u8981\u518d\u6eff\u8db3\u8907\u96dc\u7684\u4efb\u52d9\u4e00\u3001\u4efb\u52d9\u4e8c\uff0c\u53ea\u8981\u5f9e\u4e0a\u8ff0\u56db\u8005\u6eff\u8db3\u5176\u4e2d\u4e00\u500b\u689d\u4ef6\u5373\u53ef<\/p>\n<h3>\u5c0f\u67e5\u7f50(\u542b\u8b49\u5238\u7f50) \u4e0d\u5217\u5165\u9ad8\u5229\u5b58\u6b3e\u4e4b\u4e2d<\/h3>\n<p>\u53e6\u5916\uff0c\u8981\u518d\u63d0\u9192\u5927\u5bb6\u4e00\u9ede\uff0cRichart\u5e33\u6236\u4e2d\u6709\u4e00\u500b\u597d\u7528\u7684\u529f\u80fd\uff0c\u90a3\u5c31\u662f\u5c0f\u67e5\u7f50\uff0c\u8aaa\u767d\u8a71\u4e00\u9ede\u4e5f\u5c31\u662f\u6240\u8b02\u7684\u5b50\u5e33\u6236\uff0c\u4f60\u53ef\u4ee5\u5728 Richart \u5e33\u6236\u4e2d\u958b\u7acb\u6700\u591a7\u500b\u5b50\u5e33\u6236\uff0c\u6bcf\u500b\u5c0f\u67e5\u7f50\u4f60\u90fd\u53ef\u4ee5\u8ce6\u65bc\u4e0d\u540c\u7684\u4efb\u52d9\uff0c\u4f8b\u5982\u4f60\u7684\u65c5\u904a\u57fa\u91d1\u3001\u5922\u60f3\u57fa\u91d1\u3001\u7d50\u5a5a\u57fa\u91d1\u7b49\uff0c\u5982\u679c\u4f60\u662f\u842c\u7528\u7f50\u53ef\u4ee5\u96a8\u6642\u5b58\u5165\u8207\u63d0\u9818\uff0c\u9084\u80fd\u81ea\u8a02\u5b58\u9322\u76ee\u6a19\u3001\u8a2d\u5b9a\u81ea\u52d5\u5b58\uff0c\u65b9\u4fbf\u4f60\u5feb\u901f\u7d2f\u7a4d\u76ee\u6a19<\/p>\n<p>\u4f46\u9019\u88e1\u8981\u63d0\u9192\u5927\u5bb6\u7684\u8a71\uff0c<i class='fas fa-exclamation-circle' style='color: orange;'><\/i> <strong>\u5c0f\u67e5\u7f50\u76ee\u524d\u7684\u5229\u7387\u662f\u4f9d\u53f0\u65b0\u65b0\u53f0\u5e63\u6d3b\u5132\u724c\u544a\u5229\u7387\u8a08\u7b97\uff0c\u76ee\u524d\u4e5f\u5c31\u662f 0.35%\uff0c\u662f\u7121\u6cd5\u9069\u7528\u4e0a\u8ff0 Richart \u4e3b\u5e33\u6236\u7684 1.3% \u6216 3.2% \u5229\u7387<\/strong>\uff0c\u6240\u4ee5\u5982\u679c\u4f60\u5728\u4f7f\u7528\u5c0f\u67e5\u7f50\u7684\u8a71\u8981\u7279\u5225\u6ce8\u610f\u4e00\u4e0b\uff0c\u624d\u4e0d\u6703\u767c\u73fe\u5229\u606f\u8ddf\u60f3\u6cd5\u4e2d\u7684\u6709\u843d\u5dee<\/p>\n<h2>\u820a\u6236\u9054\u6a19\u65b9\u5f0f\uff1a\u958b\u7acb\/\u6301\u6709\u53f0\u65b0\u8b49\u5238\u7f50<\/h2>\n<p>2024\u5e74 Richart \u63d0\u4f9b\u820a\u6236\u53e6\u5916\u4e00\u7a2e\u9078\u64c7\uff0c\u5982\u679c\u4f60\u89ba\u5f97\u4e00\u6b21\u62ff\u51fa 5\u842c\u591a\u653e\u5728\u5916\u5e63\u6709\u9ede\u56f0\u96e3\uff0c<strong>\u90a3\u4f60\u53ea\u8981\u958b\u7acb\u53f0\u65b0\u8b49\u5238\u4ea4\u5272\u6236\uff0c\u6216\u662f\u4e4b\u524d\u66fe\u7d93\u958b\u7acb\u904e\uff0c\u90fd\u53ef\u4ee5\u6eff\u8db3\u820a\u6236 30\u842c 1.3% \u7684\u4efb\u52d9<\/strong>\u3002\u800c\u4e14 Richart \u53ea\u6709\u8981\u6c42\u4f60\u8981\u958b\u7acb\/\u6301\u6709\u8b49\u5238\u6236\u5373\u53ef\uff0c<i class='fas fa-check-circle' style='color: green;'><\/i> <strong>\u4e26\u6c92\u6709\u8981\u6c42\u9032\u884c\u80a1\u7968\u8cb7\u8ce3\uff0c\u6240\u4ee5\u7c21\u7c21\u55ae\u55ae\u5c31\u53ef\u4ee5\u9054\u5230\u76ee\u6a19<\/strong><\/p>\n<ol>\n<li>\u5c08\u6848\u671f\u9593\u900f\u904eRichart APP\u6210\u529f\u958b\u7acb\u53f0\u65b0\u8b49\u5238\u4ea4\u5272\u6236(\u53f0\u65b0\u8b49\u5238\u7f50)\u8005\uff0c\u81ea\u6210\u529f\u958b\u7acb\u53f0\u65b0\u8b49\u5238\u4ea4\u5272\u6236(\u53f0\u65b0\u8b49\u5238\u7f50)\u5f8c\u4e4b\u6b21\u4e8c\u500b\u71df\u696d\u65e5\u8d77\uff0c\u9650\u984d\u5167\u4eab\u6709\u56fa\u5b9a\u5e74\u5229\u73871.3%\u3002<\/li>\n<li>\u82e5\u5df2\u6301\u6709\u53f0\u65b0\u8b49\u5238\u4ea4\u5272\u6236(\u53f0\u65b0\u8b49\u5238\u7f50)\u8005\uff0c\u9996\u6b21\u6aa2\u6838\u65e5\u671f\u70ba2023\u5e7412\u670828\u65e5\uff0c\u7b26\u5408\u8cc7\u683c\u8005\u5c07\u65bc2024\u5e741\u67082\u65e5\u8d77\uff0c\u9650\u984d\u5167\u4eab\u6709\u56fa\u5b9a\u5e74\u5229\u73871.3%\u3002\u82e5\u6bcf\u6708\u7686\u7b26\u5408\u8cc7\u683c\uff0c\u6700\u9577\u53ef\u9023\u7e8c\u4eab\u6709\u9650\u984d\u5167\u56fa\u5b9a\u5e74\u5229\u73871.3%\u81f32024\u5e747\u67081\u65e5(\u542b)<\/li>\n<\/ol>\n<p><i class='fas fa-landmark'><\/i> Richart \u5b98\u7db2\uff1a<a href=\"https:\/\/richart.tw\/TSDIB_RichartWeb\/ntd-saving-currency\/sub-account\" target=\"_blank\" rel=\"noopener\">\u53f0\u65b0\u8b49\u5238\u6236\u76f8\u95dc\u4ecb\u7d39<\/a><\/p>\n<h3>\u5982\u4f55\u900f\u904e Richart \u958b\u7acb\u53f0\u65b0\u8b49\u5238\u6236?<\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-19704 size-full\" src=\"https:\/\/www.beurlife.com\/wp-content\/uploads\/2021\/12\/Richart-App-sub-security-account.png\" alt=\"\u900f\u904eRichart\u958b\u7acb\u53f0\u65b0\u8b49\u5238\u6236(\u8b49\u5238\u7f50)\u7684\u4f5c\u6cd5\" width=\"600\" height=\"650\" srcset=\"https:\/\/www.beurlife.com\/wp-content\/uploads\/2021\/12\/Richart-App-sub-security-account.png 600w, https:\/\/www.beurlife.com\/wp-content\/uploads\/2021\/12\/Richart-App-sub-security-account-277x300.png 277w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<p>\u90a3\u5982\u4f55\u900f\u904e Richart \u958b\u7acb\u53f0\u65b0\u8b49\u5238\u6236\u5462\uff1f\u76f8\u7576\u7684\u7c21\u55ae\uff0c\u53ea\u662f\u5b83\u653e\u5f97\u6bd4\u8f03\u96b1\u5bc6\u4e00\u9ede\uff0c\u4f60\u5728 <strong>Richart APP \u7684\u9996\u9801\uff0c\u9ede \u7e3d\u89bd &gt; \u5c0f\u67e5\u7f50\uff0c\u5c31\u53ef\u4ee5\u627e\u5230\u8b49\u5238\u4ea4\u5272\u5e33\u6236 &#8211; \u53f0\u65b0\u8b49\u5238\u7f50\u7684\u9078\u9805\uff0c\u9ede\u4e0b\u53bb\u4e4b\u5f8c\u5c31\u53ef\u4ee5\u770b\u5230\u7acb\u5373\u7533\u8fa6\u7684\u6309\u9215<\/strong>\uff0c\u6309\u4e0b\u5f8c\u5c31\u6703\u958b\u7acb\u53f0\u65b0\u8b49\u5238\u6236\uff0c\u4e26\u4e14\u900f\u904e Richart \u7684\u5c0f\u67e5\u7f50\u9032\u884c\u5b58\u5165\u6216\u63d0\u9818\u80a1\u7968\u4ea4\u6613\u6240\u9700\u8981\u7684\u8cc7\u91d1<\/p>\n<p>\u800c\u9019\u500b\u53f0\u65b0\u8b49\u5238\u7f50\u7684\u8cc7\u91d1\uff0c\u53ea\u80fd\u7531 Richart \u5e33\u6236\u9032\u884c\u5b58\u5165\u6216\u63d0\u9818\u56de\u5230 Richart \u5e33\u6236\u4e2d\uff0c\u505a\u70ba\u80a1\u7968\u8cfc\u8cb7\u6642\u6263\u6b3e\u4f7f\u7528\uff0c<i class='fas fa-times-circle' style='color: red;'><\/i> <span style=\"color: #ff0000;\"><strong>\u4f46\u7576\u4f60\u628a\u9322\u653e\u5728\u8b49\u5238\u7f50\u4e2d\u6642\uff0c\u5c31\u7121\u6cd5\u4eab\u6709 1.3% \u7684\u5229\u7387\u4e86\u54e6\uff0c\u6240\u4ee5\u8981\u7279\u5225\u6ce8\u610f\u4e00\u4e0b\u54e6<\/strong><\/span> ~ \u4e0d\u904e\u5982\u679c\u4f60\u53ea\u662f\u8981\u958b\u6236\u9054\u6210\u4efb\u52d9\uff0c\u61c9\u8a72\u4e5f\u4e0d\u6703\u6709\u6b64\u56f0\u64fe<\/p>\n<p>\u90a3\u5230\u5e95\u653e\u5728\u8b49\u5238\u7f50\u4e2d\u7684\u8cc7\u91d1\uff0c\u662f\u9069\u7528\u4ec0\u9ebc\u5229\u7387\u55ce\uff1f\u7b54\u6848\u662f\uff1a<strong>Richart\u8b49\u5238\u4ea4\u5272\u5e33\u6236(\u8b49\u5238\u7f50)\u5229\u7387\u9069\u7528\u53f0\u65b0\u8b49\u5238\u5e33\u6236\u724c\u544a\u56fa\u5b9a\u5229\u7387\uff0c1\u842c\u5143\u8d77\u606f\uff0c\u534a\u5e74\u7d66\u606f\uff0c\u76ee\u524d\u70ba\u53f0\u65b0\u8b49\u5238\u5e33\u6236\u724c\u544a\u5229\u7387\u70ba 0.005%<\/strong>\uff0c\u975e\u5e38\u975e\u5e38\u7684\u4f4e\u54e6 ~<\/p>\n<h3>\u958b\u7acb\u8b49\u5238\u6236 \u4eab\u984d\u5916\u512a\u60e0<\/h3>\n<p>\u76ee\u524d\u53f0\u65b0\u8b49\u5238\u9084\u6709\u63d0\u4f9b Richart \u5e33\u6236\u6301\u6709\u8457\u624b\u7e8c\u8cbb\u512a\uff0c<strong>\u53ea\u8981 2023\/6\/30\u524d\u900f\u904eRichart APP\u958b\u7acbRichart\u8b49\u5238\u4ea4\u5272\u5e33\u6236(\u8b49\u5238\u7f50)\uff0c\u5728\u53f0\u65b0\u8b49\u5238\u7684\u6708\u4ea4\u6613\u91d1\u984dNT$500\u842c\u4ee5\u5167\uff0c\u4eab\u67092\u6298\u624b\u7e8c\u8cbb\u512a\u60e0<\/strong>(\u512a\u60e0\u671f\u9593\u81ea\u958b\u6236\u65e5\u8d77-2023\/6\/30)\uff0c\u8a72\u512a\u60e0\u5167\u5bb9\u7531\u53f0\u65b0\u8b49\u5238\u63d0\u4f9b\uff0c\u53e6\u5916\u4e5f\u6709 LINE Point 100\u5143\u6216 7-11\u5546\u54c1\u5361 100\u5143\u7684\u6d3b\u52d5\uff0c\u53ef\u4ee5\u518d\u53c3\u8003<a href=\"https:\/\/mkp.taishinbank.com.tw\/s\/2023\/stock2023\/index.html\" target=\"_blank\" rel=\"noopener\">\u6d3b\u52d5\u5167\u5bb9<\/a><\/p>\n<p>\u800c\u8b49\u5238\u4ea4\u6613\u7684\u624b\u7e8c\u8cbb\u76ee\u524d\u70ba\uff1a\u8cb7\u8ce3\u4e0a\u5e02\u3001\u4e0a\u6ac3\u80a1\u7968\u4e8c\u8005\u624b\u7e8c\u8cbb\u7387\u76f8\u540c\uff0c\u5176\u624b\u7e8c\u8cbb\u7686\u70ba\u6210\u4ea4\u91d1\u984d\u4e4b\u5343\u5206\u4e4b1.425\u8a08\u6536\uff0c\u8a72\u8cbb\u7387\u8a08\u7b97\u624b\u7e8c\u8cbb\u672a\u6eff20\u5143\u8005\uff0c\u630920\u5143\u8a08\u6536<\/p>\n<p><!--h2>Richart 1+1\u5e36\u4f60\u62ffPOINTS\u6d3b\u52d5 (2021\/12\/1 ~ 2022\/1\/31)<\/h2>\n\n\n<img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-13972 size-full\" src=\"https:\/\/www.beurlife.com\/wp-content\/uploads\/2021\/12\/Richart-1plus1-line-point-activity.jpg\" alt=\"Richart 1+1\u5e36\u4f60\u62ffPOINTS\u6d3b\u52d5\uff1a\u958b\u6236\u6700\u9ad8\u9001150\u5143\" width=\"600\" height=\"244\" srcset=\"https:\/\/www.beurlife.com\/wp-content\/uploads\/2021\/12\/Richart-1plus1-line-point-activity.jpg 600w, https:\/\/www.beurlife.com\/wp-content\/uploads\/2021\/12\/Richart-1plus1-line-point-activity-300x122.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\n\n[\u6d3b\u52d5\u4e00] \u900f\u904e\u4e0b\u8ff0\u9023\u7d50\uff0c\u6210\u529f\u5b8c\u6210\u8a3b\u518aRichart\u5b58\u6b3e\u5e33\u6236\uff0c\u4e26\u65bc\u7533\u8acb\u6d41\u7a0b\u4e2d\u4e4b\u5c08\u5c6c\u4ee3\u78bc\u6b04\u4f4d\u5167\u8f38\u5165 beurlife2022 [COPY term=\"\u8907\u88fd\" content=\"beurlife2022\"] \u5c08\u5c6c\u4ee3\u78bc\uff0c\u9996\u6b21\u767b\u5165\u4f7f\u7528Richart APP\u4e26\u5b8c\u6210Richart LINE\u5b98\u65b9\u5e33\u865f\u500b\u4eba\u5316\u670d\u52d9\u7d81\u5b9a\uff0c\u5373\u53ef\u7372\u5f97\u7528\u6236\u79ae100\u5143+ LINE POINTS 50\u9ede\n\n[\u6d3b\u52d5\u4e8c] \u9808\u5b8c\u6210\u6d3b\u52d5\u4e00\u7d81\u5b9a\u5c08\u5c6c\u4ee3\u78bc\u5f8c\uff0c\u8a3b\u518aRichart\u5b58\u6b3e\u5e33\u6236\u6642\u540c\u6b65\u7533\u8fa6@GoGo\u6216FlyGo\u4e4b\u4fe1\u7528\u5361\u65b0\u6236\uff0c\u65bc\u6838\u536130\u5929\u5167\u52373\u7b46\u4e0d\u9650\u91d1\u984d\uff0c\u4eabLINE POINTS 300\u9ede\n\n[ASFONT id=\"bank\"] Richart \u5b98\u7db2\uff1a<a href=\"https:\/\/tsbk.tw\/3tgazr\/\" target=\"_blank\" rel=\"noopener\">1+1\u5e36\u4f60\u62ff POINTS\u6d3b\u52d5<\/a> [COPY term=\"\u8907\u88fd\u5c08\u5c6c\u4ee3\u78bc\" content=\"beurlife2022\"]<\/p--><p><i class='fas fa-landmark'><\/i> \u53f0\u65b0\u9280\u884c\u5b98\u7db2\uff1a<a href=\"https:\/\/lihi3.com\/0t8Ca\" rel=\"noopener sponsored\" target=\"_blank\" class=\"cardStyle\">Money101\u00d7Richart\u958b\u6236\u9023\u7d50<\/a> (\u900f\u904e\u6b64\u9023\u7d50\u958b\u7acbRichart\u5e33\u6236\u5f8c\u767b\u5165\u4eab100+200\u5143\u7528\u6236\u79ae+\u5373\u4eab\u5238\uff0c\u52302024\u5e74\u4e2d\u518d\u4eab10\u842c3.2%\u6d3b\u5132\u5229\u7387 ~2024\/6\/30)<\/p><\/p>\n<h2>\u820a\u6236\u9054\u6a19\u65b9\u5f0f\uff1aRichart \u8cfc\u8cb7\u5916\u5e63<\/h2>\n<p><strong>\u5982\u679c\u4f60\u662f Richart \u7684\u820a\u6236\uff0c\u90a3 2023\u5e74\u6709\u539f\u672c\u7684\u7f8e\u5143 2,000\u5143\u6d3b\u5b58\u5916 (\u7d04\u70ba 6.2\u842c\u53f0\u5e63) \u548c\u4eba\u6c11\u5e63\u7684\u9078\u9805\uff0c\u53ea\u8981\u5b58\u5165 12,000\u5143\u7684\u4eba\u6c11\u5e63\u6d3b\u5b58 (\u7d04\u70ba 5.3\u842c\u53f0\u5e63)\uff0c\u90a3\u4e5f\u53ef\u4ee5\u540c\u6642\u6eff\u8db3 1.3% \u9ad8\u5229\u7387\u7684\u9580\u6abb<\/strong>\uff0c\u800c\u4e14\u900f\u904e Richart \u8cfc\u8cb7\u5916\u5e63\u4e5f\u76f8\u7576\u7684\u65b9\u4fbf\uff0c\u4f8b\u5982\u8fd1\u671f\u7684\u532f\u7387\u4f4e\u9ede\uff0c\u90a3 Richart APP \u4e0a\u6703\u986f\u793a\u662f\u8fd1 7\u5929\u6216\u8fd1 30\u5929\u7684\u4f4e\u9ede\uff0c\u8b93\u4f60\u8cb7\u5230\u597d\u7684\u5165\u624b\u50f9<\/p>\n<p>\u9664\u6b64\u4e4b\u5916\uff0c<strong>\u4f60\u4e5f\u4e0d\u7528\u6bcf\u5929\u8ffd\u8e64\u5916\u5e63\u8d70\u52e2\uff0c\u53ef\u4ee5\u900f\u904e Richart APP \u8a2d\u5b9a\u5230\u50f9\u901a\u77e5\uff0c\u4e0d\u8ad6\u8981\u8cb7\u5916\u5e63\u6216\u8ce3\u5916\u5e63\uff0c\u53ea\u8981\u9054\u5230\u4f60\u8a2d\u5b9a\u7684\u532f\u7387\u9ede\u6642\uff0cRichart APP \u5c31\u6703\u81ea\u52d5\u901a\u77e5\u4f60<\/strong>\uff0c\u800c\u4e14\u4e5f\u53ef\u4ee5\u900f\u904e LINE \u901a\u77e5\uff0c\u8a0a\u606f\u4e0d\u6703\u6f0f\u63a5\uff0c\u518d\u4e5f\u4e0d\u9700\u8981\u8f9b\u82e6\u770b\u76e4\uff0c\u50cf\u6700\u8fd1\u65e5\u5e63\u5728\u6b77\u53f2\u4f4e\u9ede\uff0c\u6211\u5c31\u6703\u900f\u904e Richart \u5e33\u6236\u5206\u6279\u9032\u884c\u65e5\u5e63\u7684\u8cb7\u9032\uff0c\u4e5f\u7b97\u5b58\u4e00\u7b46\u672a\u4f86\u7684\u65c5\u904a\u57fa\u91d1\u3002<\/p>\n<p>\u4f7f\u7528 Richart \u8cfc\u8cb7\u5916\u5e63\u5f88\u65b9\u4fbf\uff0c\u56e0\u70ba\u6240\u6709\u64cd\u4f5c\u90fd\u5f88\u76f4\u89ba\uff0c\u500b\u4eba\u89ba\u5f97 Richart \u628a\u4e00\u4e9b\u7169\u7463\u7684\u6d41\u7a0b(\u4f8b\u5982\u586b\u5beb\u4ea4\u6613\u6027\u8cea)\u90fd\u7c21\u5316\uff0c\u4e0d\u4f46\u6703\u986f\u793a\u8fd1\u671f\u532f\u7387\u60c5\u6cc1\uff0c\u53ea\u8981\u518d\u8f38\u5165\u4f60\u8981\u5916\u5e63\u91d1\u984d\u6216\u53f0\u5e63\u91d1\u984d(\u64c7\u4e00\u8f38\u5165)\uff0c\u5c31\u53ef\u4ee5\u5b8c\u6210\u63db\u532f\u52d5\u4f5c\uff0c\u6574\u500b\u904e\u7a0b\u4e0d\u7528 10\u79d2\u5c31\u53ef\u4ee5\u5b8c\u6210\u5916\u5e63\u7684\u8cfc\u5165<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-19705 size-full\" src=\"https:\/\/www.beurlife.com\/wp-content\/uploads\/2021\/12\/Richart-app-foreign-currency.png\" alt=\"Richart \u63db\u5916\u5e63 \u6703\u986f\u793a\u5e63\u5225\u6700\u8fd1\u8d70\u52e2\u8207\u662f\u5426\u70ba\u8fd1\u671f\u9ad8\u4f4e\u9ede\uff0c\u76f4\u63a5\u8f38\u5165\u91d1\u984d\u5c31\u53ef\u4ee5\u5b8c\u6210\u514c\u63db\" width=\"600\" height=\"650\" srcset=\"https:\/\/www.beurlife.com\/wp-content\/uploads\/2021\/12\/Richart-app-foreign-currency.png 600w, https:\/\/www.beurlife.com\/wp-content\/uploads\/2021\/12\/Richart-app-foreign-currency-277x300.png 277w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<h3>Richart \u7dda\u4e0a\u63db\u532f\u53c8\u6709\u9ad8\u984d\u8b93\u5206<\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-18205 size-full\" src=\"https:\/\/www.beurlife.com\/wp-content\/uploads\/2021\/12\/Richart-exchange-foreigen-2023.png\" alt=\"Richart \u63db\u5916\u5e63\u8b93\u5206\u512a\u60e0\u8868 2023\u5e74\u7248\" width=\"600\" height=\"382\" srcset=\"https:\/\/www.beurlife.com\/wp-content\/uploads\/2021\/12\/Richart-exchange-foreigen-2023.png 600w, https:\/\/www.beurlife.com\/wp-content\/uploads\/2021\/12\/Richart-exchange-foreigen-2023-300x191.png 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<p><strong>\u53f0\u65b0 Richart \u6578\u4f4d\u5e33\u6236\u8cfc\u8cb7\u5916\u5e63\u4e5f\u6bd4\u53f0\u65b0\u9280\u884c\u5176\u4ed6\u5e33\u6236\u66f4\u70ba\u512a\u60e0\u54e6\uff0c\u56e0\u70ba\u900f\u904e Richart \u8cfc\u8cb7\u7684\u8b93\u5206\u7684\u6bd4\u4f8b\uff0c\u50cf\u7f8e\u5143 Ricahrt \u662f\u8b93 3\u5206 (=0.03\u5143)\uff0c\u6b50\u5143\u66f4\u662f\u6709\u9ad8\u9054 6\u5206 (= 0.06\u5143) \u7684\u8b93\u5206<\/strong>\uff0c\u800c\u4e14 Richart \u4e09\u4e0d\u4e94\u6642\u4e5f\u6703\u6709\u5916\u532f\u7684\u512a\u60e0\u6d3b\u52d5\uff0c\u4f8b\u5982\u50cf\u4e4b\u524d Richart Q2 \u5916\u5e63\u5bc4\u676f\u65e5\u6d3b\u52d5\uff0c\u5c31\u6709\u7f8e\u5143\u8b93\u5206\u5230 3.5 \u5206 (= 0.035\u5143)\uff0c\u5982\u679c\u532f\u7387\u5408\u9069\u7684\u8a71\uff0c\u90a3\u9069\u6642\u8cfc\u5165\u4e00\u4e9b\u7f8e\u91d1\u6216\u4eba\u6c11\u5e63\u5176\u5be6\u4e5f\u662f\u4e0d\u932f\u4f5c\u6cd5<\/p>\n<p>\u4e0d\u904e\u4e5f\u8981\u63d0\u9192\u4e00\u4e0b\uff0c<strong>Richart \u8981\u6c42\u7684\u662f\u7f8e\u91d1\u6d3b\u5b58\u6216\u4eba\u6c11\u5e63\u6d3b\u5b58\u91d1\u984d\uff0c\u624d\u53ef\u4ee5\u8a08\u5165\u9580\u6abb\u4e4b\u4e2d<\/strong>\uff0c\u5982\u679c\u4f60\u53bb\u5b58\u7f8e\u91d1\u5b9a\u5b58\u3001\u4eba\u6c11\u5e63\u5b58\u5b9a \uff0c\u9019\u6a23\u5b50\u662f\u7121\u6cd5\u6eff\u8db3\u689d\u4ef6\uff0c\u800c\u5728\u4f60\u6eff\u8db3\u689d\u6b3e\u4e4b\u5f8c\uff0c\u662f\u5f9e\u9694\u500b\u4ea4\u6613\u65e5\u8d77\u5c31\u53ef\u4ee5\u4eab\u6709 1.3% \u7684\u53f0\u5e63\u6d3b\u5132<\/p>\n<blockquote><p>\u5c08\u6848\u671f\u9593\u7b26\u5408\u3010Richart\u5916\u5e63\u6d3b\u671f\u5b58\u6b3e\u5e33\u6236\u4e4b\u7f8e\u5143\u5b58\u6b3e\u9918\u984d\u90542,000\u5143(\u542b)\u4ee5\u4e0a(\u4e0d\u9650\u65b0\u820a\u8cc7\u91d1)\u6216\u4eba\u6c11\u5e63\u5b58\u6b3e\u9918\u984d\u90541.2\u842c\u5143(\u542b)\u4ee5\u4e0a(\u4e0d\u9650\u65b0\u820a\u8cc7\u91d1)\u3011\u689d\u4ef6\u8005\uff0c\u53ef\u65bc\u9650\u984d\u5167\u4eab\u6709\u56fa\u5b9a\u5e74\u5229\u73871.3%\uff1b\u7f8e\u5143\u548c\u4eba\u6c11\u5e63\u9918\u984d\u4e0d\u53ef\u5408\u4f75\u8a08\u7b97\u3002\u7f8e\u4eba\u5b58\u6eff\u984d\u4efb\u52d9\u9996\u6b21\u6aa2\u6838\u65e5\u671f\u70ba2023\u5e7412\u670828\u65e5\uff0c\u65bc2023\u5e7412\u67081\u65e5\u81f32023\u5e7412\u670828\u65e5\u4efb\u4e00\u5929\u7b26\u5408\u8cc7\u683c\u8005\u5c07\u65bc2024\u5e741\u67082\u65e5\u8d77\u4eab\u6709\u9650\u984d\u5167\u56fa\u5b9a\u5e74\u5229\u73871.3%\u3002\u82e5\u6bcf\u6708\u7686\u7b26\u5408\u8cc7\u683c\uff0c\u6700\u9577\u53ef\u9023\u7e8c\u4eab\u6709\u9650\u984d\u5167\u56fa\u5b9a\u5e74\u5229\u73871.3%\u81f32024\u5e747\u67081\u65e5(\u542b)<\/p><\/blockquote>\n<h3>\u5916\u5e63\u7d19\u9214\u63d0\u9818 \u624b\u7e8c\u8cbb\u6700\u5212\u7b97 \u56fa\u5b9a100\u5143<\/h3>\n<p>\u6703\u63a8\u85a6\u4f7f\u7528\u53f0\u65b0 Richart \u6578\u4f4d\u5e33\u6236\u8cfc\u8cb7\u5916\u5e63\u662f\u6709\u53e6\u5916\u539f\u56e0\uff0c\u9664\u975e\u4f60\u8981\u5c07\u5916\u5e63\u7528\u65bc\u6295\u8cc7\uff0c\u4e0d\u7136\u7684\u8a71\uff0c\u4f60\u6700\u7d42\u4ecd\u6709\u9700\u8981\u9818\u51fa\u5916\u5e63\u7d19\u9214\uff0c<strong>\u6b64\u6642\u53f0\u65b0\u5c31\u6709\u4e00\u500b\u512a\u52e2\uff0c\u90a3\u5c31\u662f\u900f\u904e\u5916\u5e63ATM\u63d0\u6b3e\u6a5f\u9818\u51fa\u5916\u5e63\uff0c\u5176\u624b\u7e8c\u8cbb\u662f\u56fa\u5b9a100\u5143<\/strong>\u3002\u662f\u7684\uff0c\u53f0\u65b0\u53ef\u4ee5\u900f\u904e\u63d0\u6b3e\u5361\uff0c\u76f4\u63a5\u5728\u81ea\u5bb6 ATM \u63d0\u9818\u5916\u5e63\u5e33\u6236\u7684\u5b58\u6b3e<\/p>\n<p>\u96d6\u7136\u5176\u4ed6\u9280\u884c\u4e5f\u6709\u6b64\u670d\u52d9\uff0c\u4f46\u662f\u624b\u7e8c\u8cbb\u901a\u5e38\u662f (\u73fe\u91d1\u532f\u7387 &#8211; \u5373\u671f\u532f\u7387 ) \u00d7 \u63d0\u9818\u5916\u5e63\u91d1\u984d\uff0c\u800c\u4e14\u6700\u4f4e\u662f 100\u5143\uff0c\u4f8b\u5982\u4f60\u8981\u9818 30\u842c\u65e5\u5e63\uff0c\u90a3 (0.2488-0.2468) * 30\u842c = 600\u5143 \u7684\u624b\u7e8c\u8cbb\uff0c\u4f46\u662f\u900f\u904e\u53f0\u65b0\u63d0\u9818\u5c31\u53ea\u8981\u56fa\u5b9a 100\u5143\uff0c\u6240\u4ee5\u9019\u6a23\u5b50\u662f\u4e0d\u662f\u5c31\u7701\u5f88\u591a\uff0c\u6240\u4ee5\u96d6\u7136 Richart \u7684\u532f\u7387\u4e0d\u4e00\u5b9a\u662f\u6700\u4f4e\uff0c\u4f46\u662f\u9019\u4e00\u4e9b\u5916\u5e63\u63d0\u9818\u7684\u624b\u7e8c\u8cbb\u5c31\u9060\u9060\u8d85\u904e\u9019\u4e00\u4e9b\u50f9\u5dee<\/p>\n<p><i class='fas fa-landmark'><\/i> \u53f0\u65b0\u9280\u884c\u5b98\u7db2\uff1a<a href=\"https:\/\/lihi3.com\/0t8Ca\" rel=\"noopener sponsored\" target=\"_blank\" class=\"cardStyle\">Money101\u00d7Richart\u958b\u6236\u9023\u7d50<\/a> (\u900f\u904e\u6b64\u9023\u7d50\u958b\u7acbRichart\u5e33\u6236\u5f8c\u767b\u5165\u4eab100+200\u5143\u7528\u6236\u79ae+\u5373\u4eab\u5238\uff0c\u52302024\u5e74\u4e2d\u518d\u4eab10\u842c3.2%\u6d3b\u5132\u5229\u7387 ~2024\/6\/30)<\/p>\n<p class=\"WR\">\u627f\u4f5c\u5916\u5e63\u5b58\u6b3e\u9700\u627f\u64d4\u532f\u514c\u98a8\u96aa\u4e14\u5982\u6d89\u53ca\u5e63\u5225\u8f49\u63db\u53ef\u80fd\u6709\u532f\u514c\u640d\u5931\uff0c\u7533\u8acb\u6642\u61c9\u5be9\u614e\u8a55\u4f30\uff0c\u81ea\u884c\u6c7a\u5b9a\u662f\u5426\u627f\u4f5c<\/p>\n<p><!--h2>\u53f0\u65b0 Richart \u7c3d\u5e33\u91d1\u878d\u5361\uff1a\u905b\u72d7\u5361 \u6d77\u5916\u6d88\u8cbb 3% \u56de\u994b (~2023\/4\/30)<\/h2>\n\n\n<img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-16573\" src=\"https:\/\/www.beurlife.com\/wp-content\/uploads\/2018\/11\/richart-business-debit-card.jpg\" alt=\"Richart \u905b\u72d7\u5361 (\u7c3d\u5e33\u91d1\u878d\u5361) MasterCard \u5361\u9762\" width=\"127\" height=\"200\" srcset=\"https:\/\/www.beurlife.com\/wp-content\/uploads\/2018\/11\/richart-business-debit-card.jpg 200w, https:\/\/www.beurlife.com\/wp-content\/uploads\/2018\/11\/richart-business-debit-card-191x300.jpg 191w\" sizes=\"(max-width: 127px) 100vw, 127px\" \/>\n\n\u96a8\u8457\u6d77\u5916\u65c5\u904a\u7684\u958b\u653e\uff0c\u5982\u679c\u4f60\u8981\u9078\u64c7\u4e00\u5f35\u53ef\u4ee5\u5e36\u51fa\u570b\u7c3d\u5e33\u91d1\u878d\u5361\uff0c\u500b\u4eba\u4e5f\u6703\u63a8\u85a6\u4f60\u53ef\u4ee5\u8003\u91cf<strong>\u53f0\u65b0 Richart \u5e33\u6236\u5168\u65b0\u7684\u7c3d\u5e33\u91d1\u878d\u5361 - \u905b\u72d7\u5361\uff0c\u63d0\u4f9b\u6d77\u5916\u6d88\u8cbb 3% \u7684\u73fe\u91d1\u56de\u994b\uff0c\u5176\u4e2d 0.5% \u70ba\u539f\u59cb\u56de\u994b + 2.5% \u7684\u52a0\u78bc\uff0c\u52a0\u78bc\u4e0a\u9650\u70ba 200\u5143\/\u6708\uff0c\u56e0\u6b648000\u5143\u5167\u7684\u6d88\u8cbb\uff0c\u90fd\u53ef\u4ee5\u62ff\u5230\u6700\u9ad8 3% \u7684\u56de\u994b<\/strong>\n\n\u56e0\u70ba\u905b\u72d7\u5361\u7684\u6d77\u5916\u5b9a\u7fa9\u662f\u7c21\u55ae\u7684\uff0c\u53ea\u8981\u5237\u5361\u5730\u570b\u5916\u6216\u5916\u5e63\u6d88\u8cbb (\u6709\u6536\u53d6\u570b\u5916\u624b\u7e8c\u8cbb\u60c5\u6cc1\u5c31\u9069\u7528)\uff0c\u5373\u4f7f\u4e0d\u51fa\u570b\uff0c\u5728\u9032\u884c\u8de8\u570b\u7db2\u8cfc\u8cfc\u7269\u6216\u7dda\u4e0a\u8a02\u623f(\u6703\u6536\u53d6\u570b\u5916\u624b\u7e8c\u60c5\u6cc1) \u90fd\u9069\u7528\u6b64\u56de\u994b\uff0c\u800c\u4e14<strong>\u5237\u6a5f\u7968\u6216\u570b\u5167\u5927\u773e\u904b\u8f38\u9084\u53ef\u4ee5\u4eab\u6709 3000\u842c\u7684\u65c5\u5e73\u96aa\u62161000\u842c\u7684\u610f\u5916\u96aa\u4fdd\u969c\u54e6<\/strong>\uff01[<a href=\"https:\/\/www.taishinbank.com.tw\/TSB\/personal\/credit\/intro\/rights\/insurance\/right0202\" target=\"_blank\" rel=\"noopener\">\u65c5\u5e73\u96aa\u610f\u5916\u96aa\u8aaa\u660e<\/a>]\n\n\n<blockquote>\u6d77\u5916\u6d88\u8cbb\u6307\u6d88\u8cbb\u5730\u65bc\u570b\u5916\u3001\u4ee5\u5916\u5e63\u6d88\u8cbb\u4e4b\u5237\u5361\u4ea4\u6613\uff0c\u6216\u51e1\u662f\u88ab\u6536\u53d6\u570b\u5916\u4ea4\u6613\u8655\u7406\u8cbb\u4e4b\u4ea4\u6613(\u5982\u570b\u5916\u7db2\u7ad9)\uff0c\u570b\u5167\u6d88\u8cbb\u9805\u76ee\u70ba\u4ee5\u65b0\u81fa\u5e63\u8a08\u50f9\u4e4b\u81fa\u7063\u5730\u5340\u5237\u5361\u4ea4\u6613\u3002\u5982\u6d77\u5916\u6d88\u8cbb\u5c6c\u4e0d\u56de\u994b\u9805\u76ee\uff0c\u5c07\u4e0d\u63d0\u4f9b\u56de\u994b\u3002\n\n<\/blockquote-->\n<h2>Richart \u820a\u6236\u9054\u6a19\u4f5c\u6cd5\uff1a\u8a2d\u5b9a\u70ba\u5099\u7528\u91d1\u5e33\u6236<\/h2>\n<p>2024\u5e74 Richart \u591a\u4e86\u4e00\u500b\u4f5c\u6cd5\u53ef\u4ee5\u9054\u5230\u820a\u6236 1.3% \u7684\u5229\u7387\uff1a<strong>\u5c07Richart\u65b0\u81fa\u5e63\u6d3b\u671f\u5132\u84c4\u5b58\u6b3e\u5e33\u6236\u8a2d\u5b9a\u70ba\u5099\u7528\u91d1\u6388\u6b0a\u6263\u6b3e\u5e33\u6236\uff0c\u5176\u5be6\u6240\u8b02\u7684\u5099\u7528\u91d1\u5c31\u662f\u6307\u300c\u500b\u4eba\u4fe1\u7528\u8cb8\u6b3e\u300d<\/strong>\uff0c\u8b93\u4f60\u5148\u7533\u8acb\u4e00\u7b46\u984d\u5ea6\u653e\u5728\u5e33\u6236\u4e2d\uff0c\u5982\u679c\u4f60\u4e0d\u53bb\u52d5\u7528\u7684\u8a71\uff0c\u90a3\u4e0d\u6703\u6709\u4efb\u4f55\u7684\u8cbb\u7528 (\u56e0\u70ba\u76ee\u524d\u6709\u514d\u624b\u7e8c\u8cbb\u7684\u512a\u60e0)<\/p>\n<p>\u90a3\u70ba\u4ec0\u9ebc Richart \u5e0c\u671b\u4f60\u53bb\u7533\u8acb\u5099\u7528\u91d1\u5462\uff1f<strong>\u6700\u7d42\u7684\u5e0c\u671b\u5c31\u662f\u6709\u4e00\u5929\u4f60\u81e8\u6642\u9700\u8981\u7528\u9322\uff0c\u6703\u53bb\u52d5\u7528\u9019\u88e1\u9762\u7684\u9322\uff0c\u4f46\u4f60\u53ea\u8981\u52d5\u7528\u5f8c\uff0c\u90a3\u5c31\u662f\u6703\u4f9d 10.99% \u7684\u56fa\u5b9a\u5229\u7387(\u5e74\u5229\u7387)\u4f86\u6536\u8cbb\uff0c\u4f46\u52d5\u7528\u6642\u76ee\u524d\u4e0d\u7528\u518d\u6536\u53d6\u5e33\u52d9\u7ba1\u7406\u8cbb (\u76ee\u524d\u6709\u514d\u6536\u512a\u60e0)<\/strong>\uff0c\u6240\u4ee5 Richart \u5c31\u53ef\u4ee5\u8cfa\u5230\u4f60\u7684\u5229\u606f\u9322\uff0c\u6240\u4ee5\u7576\u7136\u5e0c\u671b\u4f60\u7533\u8acb\u4e00\u4efd\u5099\u7528\u91d1\u4e86\u54e6 ~<\/p>\n<p>\u800c\u4e14\u5982\u679c\u4f60\u771f\u7684\u52d5\u7528\u5230\u5099\u7528\u91d1\u7684\u8a71\uff0c<i class='fas fa-exclamation-circle' style='color: orange;'><\/i> <strong>\u76ee\u524d\u662f\u7121\u6cd5\u63d0\u65e9\u9084\u6b3e\u7684\uff0c\u56e0\u70ba\u5099\u7528\u91d1\u90fd\u662f\u56fa\u5b9a\u5728\u6bcf\u6708 10\u65e5\u9032\u884c\u6263\u6b3e\uff0c\u6240\u4ee5\u662f\u7121\u6cd5\u63d0\u65e9\u9084\u6b3e<\/strong>\uff0c\u6240\u4ee5\u5373\u4f7f\u4f60\u53ea\u6709\u5e7e\u5929\u7684\u7dca\u6025\u9700\u6c42\uff0c\u4f46\u8981\u88ab\u6536\u5230\u5229\u606f\u54e6\uff0c\u9019\u4e00\u4e9b\u90fd\u662f\u8981\u7279\u5225\u6ce8\u610f\u54e6\uff01<\/p>\n<ul>\n<li>\u8cb8\u6b3e\u5e74\u5229\u738710.99% (\u56fa\u5b9a\u5229\u7387)\u3002<\/li>\n<li>\u5404\u9805\u76f8\u95dc\u8cbb\u7528\uff1a\n<ul>\n<li>(1)\u624b\u7e8c\u8cbb\uff1aNT0\u5143(\u539f\u8cbb\u7528NT499\u5143)\u3002<\/li>\n<li>(2)\u5e33\u52d9\u7ba1\u7406\u8cbb\uff1a\u6bcf\u6b21\u52d5\u7528\u6642\u6536\u53d6NT0\u5143(\u539f\u8cbb\u7528NT100\u5143)\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\u672c\u5c08\u6848\u984d\u5ea6\u8cb8\u6b3e\u91d1\u984dNT1\u842c\u5143-NT15\u842c\u5143\uff0c\u5be6\u969b\u6708\u4ed8\u91d1\u984d\u5c07\u4f9d\u8cb8\u6b3e\u91d1\u984d\u8207\u9069\u7528\u5e74\u5229\u7387\u8a08\u7b97\u70ba\u6e96<\/li>\n<\/ul>\n<p><i class='fas fa-landmark'><\/i> \u53f0\u65b0\u9280\u884c\u5b98\u7db2\uff1a<a href=\"https:\/\/lihi3.com\/0t8Ca\" rel=\"noopener sponsored\" target=\"_blank\" class=\"cardStyle\">Money101\u00d7Richart\u958b\u6236\u9023\u7d50<\/a> (\u900f\u904e\u6b64\u9023\u7d50\u958b\u7acbRichart\u5e33\u6236\u5f8c\u767b\u5165\u4eab100+200\u5143\u7528\u6236\u79ae+\u5373\u4eab\u5238\uff0c\u52302024\u5e74\u4e2d\u518d\u4eab10\u842c3.2%\u6d3b\u5132\u5229\u7387 ~2024\/6\/30)<\/p>\n<h2>Richart \u5176\u4ed6\u529f\u80fd\uff1a\u5b9a\u671f\u6295\u8cc7\u57fa\u91d1\/\u7f8e\u80a1\/ETF<\/h2>\n<p>\u5c31\u5982\u540c\u524d\u8ff0\uff0cRichart \u5c31\u662f\u5e0c\u671b\u6253\u9020\u4e00\u500b\u91d1\u878d\u8d85\u5e02\uff0c\u4efb\u4f55\u91d1\u878d\u670d\u52d9\u4f60\u90fd\u53ef\u4ee5\u900f\u904e Richart app \u53d6\u5f97\uff0c\u800c\u5176\u4e3b\u529b\u63a8\u5ee3\u7684\u9084\u6709\u57fa\u91d1\u6295\u8cc7\uff0c\u900f\u904e\u964d\u62b5\u9580\u6abb\u8b93\u66f4\u591a\u4eba\u9032\u884c\u6295\u8cc7 (\u4f46\u5beb\u5728\u6700\u524d\u9762\uff0c\u57fa\u91d1\u6295\u8cc7\u9700\u8981\u8003\u91cf\u6574\u9ad4\u6295\u8cc7\u74b0\u5883\u7684\u8b8a\u52d5\uff0c\u800c\u4e14 Richart \u6240\u63d0\u4f9b\u7684\u624b\u7e8c\u8cbb\u6216\u8a31\u4e0d\u662f\u6700\u4f4e\u7684\uff0c\u8acb\u8981\u81ea\u5df1\u591a\u52a0\u6bd4\u8f03\u54e6)<\/p>\n<h3>Richart 10\u5143\u5c31\u80fd\u6295\u8cc7\u57fa\u91d1<\/h3>\n<p>\u6216\u8a31\u4f60\u89ba\u5f97 3000\u5143\uff0c\u61c9\u8a72\u5c31\u53ea\u80fd\u6295\u8cc7\u4e00\u6a94\u57fa\u91d1\uff0c\u90a3 Richart \u53c8\u8981\u6539\u8b8a\u4f60\u7684\u60f3\u6cd5\uff0c<strong>\u56e0\u70ba Richart \u5e33\u6236\u628a\u6295\u8cc7\u9580\u6abb\u964d\u5230\u6700\u4f4e\u53ea\u8981 10\u5143 (\u76ee\u524d\u9650\u5b9a 3\u6b3e\u57fa\u91d1)\uff0c\u5176\u4ed6\u7684\u4e5f\u901a\u901a\u53ea\u9700\u8981 100\u5143\uff0c\u6240\u4ee5 3000\u5143\u5c31\u53ef\u4ee5\u8b93\u4f60\u53ef\u4ee5\u900f\u904e\u6295\u8cc7\u7d44\u5408\u7684\u65b9\u5f0f\uff0c\u4f86\u964d\u4f4e\u98a8\u96aa\u6216\u8ffd\u6c42\u66f4\u9ad8\u7684\u5831\u916c<\/strong>\uff0c\u4e5f\u53ef\u4ee5\u4e0d\u7528\u628a\u6240\u6709\u96de\u86cb\u653e\u5728\u540c\u4e00\u500b\u7c43\u5b50\u4e2d<\/p>\n<h3>\u4e0d\u77e5\u9053\u600e\u9ebc\u9078 \u53ef\u4ee5\u8ddf\u8457 Ricahrt \u6311<\/h3>\n<p>\u70ba\u4ec0\u9ebc\u8aaa\u9700\u8981\u6709\u4e00\u500b\u6295\u8cc7\u7d44\u5408\u5462\uff1f\u96d6\u7136\u57fa\u91d1\u5df2\u7d93\u5c6c\u65bc\u4e00\u7c43\u5b50\u7522\u54c1\u7684\u6982\u5ff5\uff0c\u4f46\u662f\u540c\u4e00\u652f\u57fa\u91d1\u4ecd\u662f\u6295\u8cc7\u5728\u76f8\u8fd1\u5546\u54c1\u4e2d\uff0c\u6240\u4ee5\u5982\u679c\u5e02\u5834\u767c\u751f\u8b8a\u5316\uff0c\u90a3\u9019\u6a94\u57fa\u91d1\u4ecd\u6703\u53d7\u5230\u4e00\u5b9a\u7a0b\u5ea6\u5f71\u97ff\uff0c\u4f46<strong>\u5982\u679c\u6295\u8cc7\u7d44\u5408\u7684\u8a71\uff0c\u53ef\u4ee5\u8b93\u4f60\u5728\u80a1\u5e02\u3001\u50b5\u5e02\u4e0d\u540c\u7522\u54c1\u642d\u914d\uff0c\u9054\u5230\u9032\u53ef\u653b\u9000\u53ef\u5b88\u7684\u6295\u8cc7\u4f5c\u6cd5\uff0c\u9019\u4e5f\u662f\u6295\u8cc7\u7d44\u5408\u6700\u5927\u512a\u52e2<\/strong><\/p>\n<p>\u4f46\u4f60\u53ef\u80fd\u6703\u554f\uff0c\u6211\u4e0d\u77e5\u9053\u600e\u9ebc\u642d\u914d\u81ea\u5df1\u7684\u6295\u8cc7\u7d44\u5408\u8036!? 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